Kjo do t\u00eb thot\u00eb se Banka e Shqip\u00ebris\u00eb ka t\u00eb gjith\u00eb indikator\u00ebt dhe matjet e saj, q\u00eb e b\u00ebjn\u00eb t\u00eb ket\u00eb prova t\u00eb sigurta se flluska e \u00e7mimeve stratosferike t\u00eb apartamenteve n\u00eb Tiran\u00eb ka arritur pikun dhe se nga ky moment do t\u00eb shfryhet.<\/p>\n
N\u00eb fakt, nuk kishte si t\u00eb ndodhte ndryshe. Parat\u00eb e trafiqeve t\u00eb drog\u00ebs dhe t\u00eb korrupsionit politik, kan\u00eb krijuar nj\u00eb situat\u00eb fiktive \u00e7mimesh t\u00eb larta, sidomos t\u00eb kullave n\u00eb qend\u00ebr, ku cil\u00ebsia apo investimi, nuk kan\u00eb asnj\u00eb p\u00ebrputhshm\u00ebri me vler\u00ebn e synuar t\u00eb shitjes.<\/p>\n
Kjo ka qen\u00eb nj\u00eb artific\u00eb spekulative, nisur nga fakti q\u00eb trafikanti apo politikani i korruptuar nuk kan\u00eb ndonj\u00eb ngut dhe mund t\u00eb presin sa t\u00eb duan deri sa t\u00eb shesin me \u00e7mimin absurd t\u00eb vendosur.<\/p>\n
Mir\u00ebpo kjo ka patur nj\u00eb efekt bumerang n\u00eb t\u00eb gjith\u00eb tregun imobiliar, duke afektuar edhe rritjen e \u00e7mimeve t\u00eb apartamenteve \u201cnormale\u201d.<\/p>\n
Por nga 1 korriku flluska do t\u00eb nis\u00eb shfryrjen dhe \u00e7mimet n\u00eb apartamentet q\u00eb blihen nga \u00e7iftet e reja dhe familjar\u00ebt do t\u00eb rikthehen n\u00eb nj\u00eb normalitet, q\u00eb parashikohet q\u00eb nga 6 muaj deri n\u00eb 1 vit t\u00eb ardhsh\u00ebm, t\u00eb zbresin me 30%.<\/p>\n
Duke bler\u00eb te projektet q\u00eb jan\u00eb zhvilluar me studim tregu dhe plan biznesi, \u00e7iftet e reja po b\u00ebjn\u00eb nj\u00eb investim gjithnj\u00eb e m\u00eb t\u00eb zgjuar dhe po na ndihmojn\u00eb t\u00eb gjith\u00ebve q\u00eb \u00e7mimet t\u00eb zmbrapsin spekulant\u00ebt dhe tregu t\u00eb rikthehet n\u00eb normalitet.<\/p>\n
Ekspert\u00ebt kan\u00eb vite q\u00eb paral\u00ebjm\u00ebrojn\u00eb se abuzimet e \u00e7mimeve n\u00eb treg jan\u00eb ciklike dhe s\u2019mund t\u00eb jen\u00eb t\u00eb p\u00ebrjetshme. N\u00eb fund, tregu e vendos vet\u00eb normalitetin dhe ndaj mekanizmave t\u00eb tij, spekulant\u00ebt nuk mund t\u00eb jen\u00eb pafund\u00ebsisht imun\u00eb.<\/p>\n
E pra, ky \u00ebhstr\u00eb momenti i duhur p\u00ebr t\u00eb investuar jo n\u00eb kullat e fllusk\u00ebs imobiliare, por n\u00eb projektet e zgjuara, n\u00eb perfiferi, apo bregdet.<\/p>\n
Sipas rregullores s\u00eb re t\u00eb diktuar nga BSH, kufijt\u00eb do te jene me te ulet per kredite ne valute te huaj dhe p\u00ebr blerjen e sht\u00ebpis\u00eb se dyte, duke reflektuar nivele me te larta rreziku. Bankat do te p\u00ebrfshijn\u00eb ne analize edhe borxhet e tjera te kredimarresit, ndersa lejohet nje perjashtim deri n\u00eb 15% te kredive te reja per tremujor per raste qe i tejkalone k\u00ebto kufij, perfshire edhe rifinancimet. Po ashtu, rekomandohet qe afati i shlyerjes se kredise te mos kaloje 30 vjet ose mosh\u00ebn e pensionit te klientit. Vendimi synon te garantoje nje sistem financiar me te q\u00ebndruesh\u00ebm dhe t\u00eb mbroje si bankat ashtu edhe kredimarrsit nga ekspozimi i tepruar financiar.<\/p>\n","protected":false},"excerpt":{"rendered":"
Kjo do t\u00eb thot\u00eb se Banka e Shqip\u00ebris\u00eb ka t\u00eb gjith\u00eb indikator\u00ebt dhe matjet e saj, q\u00eb e b\u00ebjn\u00eb t\u00eb ket\u00eb prova t\u00eb sigurta se flluska e… <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-26617","post","type-post","status-publish","format-standard","hentry","category-lajme"],"_links":{"self":[{"href":"https:\/\/new.findnews5.com\/index.php?rest_route=\/wp\/v2\/posts\/26617","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.findnews5.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.findnews5.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.findnews5.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/new.findnews5.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=26617"}],"version-history":[{"count":1,"href":"https:\/\/new.findnews5.com\/index.php?rest_route=\/wp\/v2\/posts\/26617\/revisions"}],"predecessor-version":[{"id":26618,"href":"https:\/\/new.findnews5.com\/index.php?rest_route=\/wp\/v2\/posts\/26617\/revisions\/26618"}],"wp:attachment":[{"href":"https:\/\/new.findnews5.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=26617"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.findnews5.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=26617"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.findnews5.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=26617"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}